At Shorebank we provide business financing throughout the city of Cleveland but we focus our residential lending acitvities on Cleveland's upper east side in the Buckeye-Shaker, Fairfax, Forest Hills, Glenville, Hough, St. Clair-Superior, South Collinwood, and University neighborhoods. Together, our eight "Priority Neighborhoods" are home to over 120,000 Clevelanders.

The poverty rate in our neighborhoods averages 42 percent, compared with less than 13 percent in the region. The average per capita annual income in our neighborhoods is $8,258, compared with $17,128 regionally. Only a third of the residents in our neighborhoods own their homes, compared with almost two-thirds in the region. The median housing value in our neighborhoods is $45,000 compared with $116,000 regionally. Fifteen percent of the workers in our neighborhoods are unemployed, compared with 4.5 percent in the region.